Succession Planning for the Next Generation


As an ag lender, Conterra’s mission extends beyond simply providing loans to farmers; we are dedicated to building bridges of support and guidance for our clients, especially when it comes to financial succession planning. We understand the significance of securing a farm’s future and ensuring a seamless transition to the next generation.

Our expertise as agricultural lenders can support American producers in developing comprehensive and customized financial succession plans.

Tailoring Succession Plans to Your Operation

We recognize that each farm or ranch has its own history, with its own set of challenges and opportunities. Our regional lending experts take the time to truly understand the specific needs and goals of our borrowers, ensuring that the financial succession plan is tailored to their circumstances. Whether you’re a multigenerational family farm looking to pass the torch to the next generation, or a rancher seeking to ensure the continuity of your operation, it’s important to work with a lender who is available to listen, learn, and provide the financial solutions that align with your current needs as well as your future goals.

I’m seeing a lot of generational land changing hands, as well as a large number of producers willing to help the next generation succeed,” shares Robby Frantzis, Conterra Southeast relationship manager. “I’m fortunate to work in the Southeast, an area that provides a great deal of opportunity for young farmers and ranchers.”

Guidance from Seasoned Experts

Our regional relationship managers bring a wealth of knowledge and experience to the table. We recognize planning can be a complex endeavor and offer insights into best practices for succession planning, including considerations for asset protection. Our expertise empowers farmers to confidently make informed financing decisions when considering their farm’s future.

“Conterra’s client-focused process allows us to build relationships with our borrowers. We work hand-in-hand to provide detailed financing insights when it’s time to build or execute a succession plan,” continued Frantzis.

Developing Comprehensive Succession Plans

In the realm of financial succession planning, it’s not just about dollars and cents; it’s about creating a plan that ensures the operation’s legacy and prosperity. We recognize a successful transition involves a comprehensive approach that takes into account not only the financial aspects but also the dynamics of your leadership and the unique characteristics of your operation. Our collaboration with borrowers is focused on crafting a thorough and strategic plan that paves the way for the seamless continuation of ag operations, regardless of the challenges and opportunities that lie ahead.

Navigating the Emotional Terrain

Conversations surrounding succession planning can be emotional and challenging. Our agricultural lenders are available to provide a safe and supportive facilitative space for these discussions. We understand that open communication is the foundation of a successful succession plan, and we are committed to the smooth navigation of the transition process.

Leveraging Financial Tools for Succession

Agricultural lenders offer a range of financial tools and products that can be instrumental in succession planning. Whether it’s financing for the transition itself, investment opportunities to support the next generation, or long-term loans that align with the farm’s goals, it’s important to with a lender who offers a comprehensive suite of solutions. “Succession planning for an ag operation may or may not require refinancing, depending on the specific circumstances and goals of the transition. With tailored loan options, Conterra provides resources producers need to secure the financial future of their operation,” concluded Frantzis.

A Commitment to Long-Term Goals

Our relationship with clients extends far beyond providing loans. We view ourselves as long-term partners in their operation’s success, offering ongoing support and guidance as their needs evolve. As needs change and operations evolve, Conterra provides ongoing support to ensure long-term success. Our goal is to be a reliable and unwavering partner as you navigate your changing operation.

The agricultural experts at Conterra understand the significance of financial succession planning for agricultural operations. Our ag lenders are dedicated to building bridges of support and expertise to help clients develop comprehensive and customized plans for securing their farm’s future.

By understanding the specific needs of each operation, providing insights and expertise, and facilitating open communication, we empower farmers and ranchers to make informed decisions about the future of their operations. Our variety of ag lending solutions ensures that farmers have access to the capital they need to achieve their goals. Together, we can build a strong foundation for the future of American agriculture and preserve the legacy of family farms for generations to come.

Conterra Ag Capital is a private lender, focused exclusively on agriculture. Robby Frantzis works directly with farmers, ranchers, and lending partners throughout Florida and the Southeast. Conterra lending experts are strategically positioned nationwide, providing flexible farm and ranch loans, crop operating loans, development and alternative lending to America’s farmers, ranchers and agribusiness. 

Disclaimer: Please note that the information provided in this article is for educational and informational purposes only, and should not be construed as financial or investment advice. While we have made every effort to ensure the accuracy and reliability of the information presented, Conterra Ag Capital and its affiliates make no representation or warranty as to the completeness, correctness, timeliness, suitability, or validity of any information contained in this article. You should always consult a qualified financial advisor, tax professional, or other qualified professional for advice on your specific financial situation.

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