Planning decisions made during harvest season can significantly impact the annual outcome of farm operations. The path chosen during this period is far from one-size-fits-all...
5 TIPS WHEN APPLYING FOR A CROP OPERATING LOAN
Qualifying for a crop operating loan requires careful preparation and planning. Below are 5 tips for farmers on how to prepare for an annual crop...
WHY AG LENDERS LOOK AT CREDIT SCORES
Lenders face credit risks due to the volatility and unpredictability of the market; and they need to be confident borrowers can repay their loans, even...
FIELD FINANCE: A GUIDE TO EFFECTIVE CROP INSPECTIONS
Crop inspections are not just routine tasks – they’re a bridge that connects your financial goals with the reality on the ground. They offer a...
THE 8 BEST QUESTIONS ABOUT OPERATING LOANS
For farmers to make informed decisions, it is important to ask the following 8 questions before applying for a crop operating loan.
7 KEY TRENDS DRIVING THE FUTURE OF U.S. AGRICULTURE
The American agricultural industry, with its rich heritage and profound impact on the nation's history has always been at the forefront of change. To the...
MAXIMIZING GROWTH AND EXPANSION: A SIMPLE GUIDE TO AG FINANCING
Developing a long-term ag financing plan is important for growth and expansion of your farm and ranch operation. By assessing your financial situation, setting clear...
FLORIDA AGRICULTURAL LAND VS. COMMERCIAL DEVELOPMENT: A COMPLEX ISSUE
Farmers and ranchers in Florida are facing several challenges when financing agricultural land due to increased commercial development in the state. One of the main...
OVERCOMING LOAN RENEWAL CONCERNS IN THE NUT INDUSTRY
“A couple years of low commodity prices can often cause liquidity issues and make it difficult to get operating lines renewed when a grower needs...
WHY PERSONALIZED SERVICE MATTERS IN AN AG LENDER
For farmers and ranchers, not all ag lenders are created equal. It’s important to choose a lender who not only offers competitive rates and terms,...