Conterra Ag Capital
Conterra provides farm & ranch real estate secured loans to ag producers across the United States. Our regional relationship managers are strategically located across the country to work directly with our borrowers. Whether it is long-term fixed rates, development or alternative financing, we provide flexible and creative lending options for operations through even the toughest agriculture cycles.
Conterra understands agriculture and is here to support rural America with diverse financial solutions and lending products that can adapt to the needs of today’s producers. We are a lender with perspective, working with borrowers to provide financial solutions for whatever is on the horizon.
Conterra offers a wide range of farm and ranch loan products designed to meet the needs of today’s farmers, ranchers and agribusiness professionals.
Conterra understands that not all borrowers look the same. We offer alternative ag lending solutions for farmers and ranchers who do not meet traditional financing standards.
We offer farm development loans for producers looking to expand their current operation or looking to diversify production.
The Conterra Operating Loan Program is designed to provide Operating Lines of Credit (LOCs) to farmers who farm federally insured crops.
Conterra provides loans to agribusiness facilities and leases on new or pre-owned production equipment. Loans can assist with new construction or improvements on existing facilities.
A Revolving Line of Credit (RLOC) allows borrowers to take advantage of lower interest rates as long-term fixed rates continue to rise. Funds from this real estate secured, short-term variable rate product can be utilized however you choose.
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Find Your Ag Lender
Find Your Ag Lender
Find Your Ag Lender
Find a Relationship Manager in the Southwest Region
Find an Ag Lender in the Great Plains Region
Conterra Ag Lender in the Southeast Region
Conterra Ag Lender in the Eastern Cornbelt
Conterra Ag Lender in the Delta Region
“Agriculture is our wisest pursuit, because it will in the end contribute most to real wealth, good morals and happiness”
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We have a many loan products including our Rapid Application which is a credit scorecard based model designed to deliver quick underwriting decisions with a simplified application process.
I think Conterra understands agriculture better than anyone I have ever dealt with. Most lending institutions are all finance, but Conterra came and looked at the operation and saw we were doing the best we could under the circumstances."
PROACTIVE FARMING IN THE DELTA PROVIDES NEW SOLUTIONS
Agriculture in the Delta Region is currently facing significant hurdles. Rising production costs, increased interest rates, and tightening access to operating capital require careful management and strategic planning. By leveraging both traditional and alternative lending products and focusing on strategic management, farmers in the Delta Region are able to transform challenges into opportunities for growth and sustainability.
TOP REASONS WHY YOU NEED A LAND APPRAISAL
The appraisal determines the current market value of your farmland, which helps the lender determine the loan amount you are eligible for.
AFTER THE FLOOD: SECURE FLEXIBLE RURAL CAPITAL
Access to flexible capital can be a major challenge when impacted by farm floods. Ag lenders can play a critical role in helping producers recover from floods by providing access to the capital needed to repair and rebuild.
SEIZE OPPORTUNITIES FOR SUCCESS: 9 KEYS TO FARM LOAN REFINANCING
A key financial strategy that can provide significant benefits to farm borrowers is loan refinancing. This approach is particularly advantageous as current loans mature.
STAYING STRONG: FARMING AMIDST ECONOMIC HEADWINDS
Given current economic conditions, agricultural operations are facing a series of significant challenges. According to Luke Schultz, Conterra Great Plains Relationship Manager, several key economic indicators are performing below expectations, and inflation continues to rise unabated.
AT A CROSSROADS: AMERICAN FARMERS UNDER STRESS
The current agricultural landscape in the United States is characterized by several factors contributing to a stressed environment for farmers and ranchers. Low commodity prices persist across various agricultural sectors, driven by oversupply, changing global demand dynamics, and uncertainties in international trade. Concurrently, input costs are on the rise, including expenses for seed, fertilizers, pesticides, and fuel, thereby tightening profit margins, and challenging the financial viability of farm and ranch operations.
