How Lenders Use Cross-Collateralization to Reduce Risk For farmers and ranchers looking to maximize their borrowing power, ag lenders sometimes use cross-collateralization, a way to...
Expert Farm Loan Guidance for Farmers: The Role of Relationship Managers
Navigating Farm Loans with a Relationship Manager Managing farm loans can be daunting, especially when you’re already busy handling the daily hustle of running your...
PROACTIVE FARMING IN THE DELTA PROVIDES NEW SOLUTIONS
Agriculture in the Delta Region is currently facing significant hurdles. Rising production costs, increased interest rates, and tightening access to operating capital require careful management...
SEIZE OPPORTUNITIES FOR SUCCESS: 9 KEYS TO FARM LOAN REFINANCING
A key financial strategy that can provide significant benefits to farm borrowers is loan refinancing. This approach is particularly advantageous as current loans mature.
STAYING STRONG: FARMING AMIDST ECONOMIC HEADWINDS
Given current economic conditions, agricultural operations are facing a series of significant challenges. According to Luke Schultz, Conterra Great Plains Relationship Manager, several key economic...
AT A CROSSROADS: AMERICAN FARMERS UNDER STRESS
The current agricultural landscape in the United States is characterized by several factors contributing to a stressed environment for farmers and ranchers. Low commodity prices...
NAVIGATING CHALLENGES IN THE NUT INDUSTRY
Optimizing Operations: Western Nut Growers Insights The nut industry in the western United States is facing unprecedented challenges. With uncertainties looming over low commodity prices,...
PROVEN STRATEGIES: FARM SUCCESS DURING ADVERSITY
Farmers seeking agricultural success are no strangers to facing adversity. Today, growers find themselves amidst a challenging landscape characterized by uncertainty, low commodity prices, and...
FARM LOANS MADE SMARTER: ANNUAL FINANCIAL REVIEWS
Why Do Ag Lenders Perform Annual Financial Reviews? Ag lenders perform annual financial reviews on farm loans to assess borrower financial health, monitor repayment capacity,...
ONE SIZE DOESN’T FIT ALL: NAVIGATING FINANCIAL STATEMENTS IN AGRICULTURE
Different types of farming operations, whether focused on crops, livestock, or a combination, have specific considerations in financial statement analysis. Understanding the intricacies is important...