Development Loans and Permanent Plantings

Permanent plantings operations require an understanding of timing for maturity.  Conterra offers loans designed for ranch and orchard development, and organic conversions. 

Interest-only payments during growth and conversion periods.

We have knowledge of the unique aspects of the development of permanent plantings, whether new plantings, grafting, or conversion from one crop to another.   Often this also includes irrigation water development and distribution.  Each of these demands passage of time before the crop reaches a level of production that allows for debt repayment.  Conterra understands and structures repayment terms to fit, including interest-only payments if that is the need.

Development Loans - Almond Orchard
Oregon_Almond_Orchard
Development Loans and Permanent Plantings

Permanent plantings operations require an understanding of timing for maturity. Conterra offers loans designed for ranch and orchard development, and organic conversions. 

Interest-only payments during growth and conversion periods.

We have knowledge of the unique aspects of the development of permanent plantings, whether new plantings, grafting, or conversion from one crop to another. Often this also includes irrigation water development and distribution. Each of these demands passage of time before the crop reaches a level of production that allows for debt repayment. Conterra understands and structures repayment terms to fit, including interest-only payments if that is the need.

FARM AND RANCH REPORT

Essential items should be on all producers’ minds: how will volatility in input and output prices affect the bottom line? What opportunities and challenges does this present?

Watching input costs, particularly in the labor, fertilizer, and fuel markets will be extremely important. No one size fits all, but managing expenses this year will be important, even with high, albeit volatile, output prices. In this Outlook, we provide more color and context to the essential questions above. 

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