“A couple years of low commodity prices can often cause liquidity issues and make it difficult to get operating lines renewed when a grower needs...
WHY PERSONALIZED SERVICE MATTERS IN AN AG LENDER
For farmers and ranchers, not all ag lenders are created equal. It’s important to choose a lender who not only offers competitive rates and terms,...
5 TIPS WHEN PREPARING YOUR FARM LOAN APPLICATION
Preparing a successful farm loan application can be a daunting task for borrowers. However, a well-prepared loan application is important when securing financing for your...
TO FINANCE FARMLAND OR PAY CASH FOR AG REAL ESTATE?
While paying cash for farm real estate may seem like the best option, it is possible for financing to provide several advantages. By conserving cash,...
WHAT’S THE DIFFERENCE BETWEEN PRIVATE AG LENDERS AND TRADITIONAL BANKS?
When you’re running an ag operation, securing financing is crucial to your success. However, with so many ag lenders out there, it can be overwhelming...
AG FINANCING EXPLAINED: TRADITIONAL VS ALTERNATIVE FARM LOANS
Farmers and ranchers who need financing have a variety of options available to them, ranging from traditional bank loans to alternative lenders. Understanding the differences...
AG LENDING: THE 3 BENEFITS OF FLEXIBLE FARM LOANS
Flexibility in ag lending refers to the ability and willingness of a lender to tailor loan terms and repayment schedules to accommodate the specific needs...
Navigating Farm Loans: Understanding Traditional vs. Alternative Financing
Producers who need farm loans have a variety of options available to them, ranging from traditional bank loans to alternative lenders. Understanding the differences between...
FILLING THE GAP: CHANGING THE LANDSCAPE OF FARM LOANS
The vast majority of agricultural debt is held on balance sheet by community banks, the farm credit system and a few insurance companies. The farm...
How Family Living Expenses Effect the Farm Loan Process
Financial metrics are commonly evaluated during the farm loan process. Often times, cash flow and debt to asset is far easier to explain than family...