With a background in both farming and agricultural lending, Tharvin Gilbrings a diversity of experience to support California producers and understands the unique challenges they...
FIELD FINANCE: A GUIDE TO EFFECTIVE CROP INSPECTIONS
Crop inspections are not just routine tasks – they’re a bridge that connects your financial goals with the reality on the ground. They offer a...
MAXIMIZING GROWTH AND EXPANSION: A SIMPLE GUIDE TO AG FINANCING
Developing a long-term ag financing plan is important for growth and expansion of your farm and ranch operation. By assessing your financial situation, setting clear...
FLORIDA AGRICULTURAL LAND VS. COMMERCIAL DEVELOPMENT: A COMPLEX ISSUE
Farmers and ranchers in Florida are facing several challenges when financing agricultural land due to increased commercial development in the state. One of the main...
OVERCOMING LOAN RENEWAL CONCERNS IN THE NUT INDUSTRY
“A couple years of low commodity prices can often cause liquidity issues and make it difficult to get operating lines renewed when a grower needs...
WHY PERSONALIZED SERVICE MATTERS IN AN AG LENDER
For farmers and ranchers, not all ag lenders are created equal. It’s important to choose a lender who not only offers competitive rates and terms,...
5 TIPS WHEN PREPARING YOUR FARM LOAN APPLICATION
Preparing a successful farm loan application can be a daunting task for borrowers. However, a well-prepared loan application is important when securing financing for your...
TO FINANCE FARMLAND OR PAY CASH FOR AG REAL ESTATE?
While paying cash for farm real estate may seem like the best option, it is possible for financing to provide several advantages. By conserving cash,...
WHAT’S THE DIFFERENCE BETWEEN PRIVATE AG LENDERS AND TRADITIONAL BANKS?
When you’re running an ag operation, securing financing is crucial to your success. However, with so many ag lenders out there, it can be overwhelming...
AG FINANCING EXPLAINED: TRADITIONAL VS ALTERNATIVE FARM LOANS
Farmers and ranchers who need financing have a variety of options available to them, ranging from traditional bank loans to alternative lenders. Understanding the differences...