At some point in your ag business career you are likely to seek long-term financing for your operation. Reasons may vary from purchase money to...
PERMANENT CROPS AS REAL ESTATE COLLATERAL – 4 TIPS TO CONSIDER
In the more temperate climates of the West, there are millions of acres of permanent crops. Nut crops, vineyards and tree fruit dot the landscape...
CREATING A LONG-TERM BUSINESS PLAN
THREE STEPS TO A SOLID LONG-TERM PLAN FOR YOUR OPERATION Ask the right questions and think like a lender when assessing your business’s viability. Planning...
DON’T LET OPTIMISM GET IN THE WAY OF GOOD FINANCIAL DECISIONS
Farmers are eternal optimists, and rightfully so. Raising a crop takes a lot of hope. Planting a seed in the ground, tending it for months...
FINANCING FARMLAND
BUYING FARMLAND? HERE ARE THREE TIPS TO GET IT FINANCED Financial awareness and adaptability are important to ag lenders. In a challenging marketplace like the...
KNOW YOU CREDIT SCORE
Preferential financing options grow with stronger credit scores. It’s a simple three-digit number that can make a difference worth thousands of dollars in how you...
How’s Your Farm’s Liquidity?
Think short-and long term to strengthen your farm's financial footing. A trio of factors continue to increase financial stress on a lot of farms around...