As an ag lender, Conterra’s mission extends beyond simply providing loans to farmers; we are dedicated to building bridges of support and guidance for our...
UNDERSTANDING THE AG LENDING PULLBACK: WHAT FARMERS MUST KNOW
When navigating the changing landscape of ag lending, it’s important to stay informed about the latest trends and developments impacting our industry. Farmers and ranchers...
BENEFICIAL PLANTING SEASON ADVICE FROM A LENDING EXPERT
As planting season approaches with the promise of growth, it’s essential for farmers to not only focus on crops but also to strategically assess their...
THE POWER OF FINANCIAL STATEMENTS: IMPROVED AG OPERATION EFFICIENCY
Agriculture is subject to cyclical changes in a variety of financial factors such as markets, land values, and input costs. Regular financial statement reviews enable...
Expert Tips for Choosing an Ag Lender
Securing a farm and ranch loan from a knowledgeable agricultural lender can be an important step in ensuring the success of your farming operation. Each...
Maximize Long-Term Planning During Harvest
Planning decisions made during harvest season can significantly impact the annual outcome of farm operations. The path chosen during this period is far from one-size-fits-all...
5 TIPS WHEN APPLYING FOR A CROP OPERATING LOAN
Qualifying for a crop operating loan requires careful preparation and planning. Below are 5 tips for farmers on how to prepare for an annual crop...
WHY AG LENDERS LOOK AT CREDIT SCORES
Lenders face credit risks due to the volatility and unpredictability of the market; and they need to be confident borrowers can repay their loans, even...
FIELD FINANCE: A GUIDE TO EFFECTIVE CROP INSPECTIONS
Crop inspections are not just routine tasks – they’re a bridge that connects your financial goals with the reality on the ground. They offer a...
THE 8 BEST QUESTIONS ABOUT OPERATING LOANS
For farmers to make informed decisions, it is important to ask the following 8 questions before applying for a crop operating loan.