Developing a long-term ag financing plan is important for growth and expansion of your farm and ranch operation. By assessing your financial situation, setting clear...
FLORIDA AGRICULTURAL LAND VS. COMMERCIAL DEVELOPMENT: A COMPLEX ISSUE
Farmers and ranchers in Florida are facing several challenges when financing agricultural land due to increased commercial development in the state. One of the main...
OVERCOMING LOAN RENEWAL CONCERNS IN THE NUT INDUSTRY
“A couple years of low commodity prices can often cause liquidity issues and make it difficult to get operating lines renewed when a grower needs...
WHY PERSONALIZED SERVICE MATTERS IN AN AG LENDER
For farmers and ranchers, not all ag lenders are created equal. It’s important to choose a lender who not only offers competitive rates and terms,...
5 TIPS WHEN PREPARING YOUR FARM LOAN APPLICATION
Preparing a successful farm loan application can be a daunting task for borrowers. However, a well-prepared loan application is important when securing financing for your...
A SIMPLE GUIDE TO AG LOAN PREPAYMENT
Understanding prepayment options and terms at the onset of an agricultural loan will allow operations to be prepared for the possibility of loan prepayment. Prepayment...
7 KEY QUESTIONS TO ASK A POTENTIAL AG LENDER
When researching farm loans, it’s important to find an ag lender who is knowledgeable about your specific type of operation and the challenges you face....
TO FINANCE FARMLAND OR PAY CASH FOR AG REAL ESTATE?
While paying cash for farm real estate may seem like the best option, it is possible for financing to provide several advantages. By conserving cash,...
AG FINANCING EXPLAINED: TRADITIONAL VS ALTERNATIVE FARM LOANS
Farmers and ranchers who need financing have a variety of options available to them, ranging from traditional bank loans to alternative lenders. Understanding the differences...
DOES YOUR AG LENDER HAVE REGIONAL KNOWLEDGE?
As a grower, you know the success of your operation depends on a variety of factors. It is essential to work with an ag lender...