Diversifying on-farm cash flow by adding additional sources of revenue can be a smart way to increase profitability or better withstand economic hardships. However, the...
THE SINGLE BIGGEST RISK IN AGRICULTURE
Intermediate-term debt chases more farmers out of business than any other risk factor. Financial risk remains the biggest hurdle most producers face each year. In...
POLITICAL UNCERTAINTY PROMPTS FARM DEBT REVIEW
Now is the time to lock in low rates As farmers and agribusinesses owners across the country seek certainty in the post-pandemic economic outlook, a...
KEY AG INSIGHTS FROM THE JULY FEDERAL RESERVE BEIGE BOOK
Read the latest in ag finance. This insights summary breaks down the newly released Federal Reserve Beige Book. July Federal Reserve Beige Book Released Coming...
How Water Effects Land Values in California
Land values in California are becoming more unpredictable as the Sustainable Groundwater Management Act (SGMA) is threatening groundwater pumping in the coming years. As we...
How Family Living Expenses Effect the Farm Loan Process
Financial metrics are commonly evaluated during the farm loan process. Often times, cash flow and debt to asset is far easier to explain than family...
Include Farm Loan Education in Your Succession Planning
The term Succession Planning is not new to those in the business of agriculture. While an important part of any operation, many farmers and ranchers...
NAVIGATING HIGH FARMLAND MARKET
BUYING OR REFINANCING FARMLAND? TIPS TO NAVIGATE A BULLISH FARMLAND MARKET A rising tide lifts all boats, and corn prices that have doubled in the...
IS REFINANCING FARM DEBT TO CAPTURE LOW INTEREST RATES RIGHT FOR YOU?
Consider long-term goals with farm refinancing decisions. Interest rates are low, and it's enticing many farmers and ranchers to refinance ag debt to capture savings...
Is Over Analysis Bogging You Down?
“Paralysis by Analysis” may be affecting the productivity of you or some of your colleagues. Are important deadlines being missed? In the ag lending business,...