The vast majority of agricultural debt is held on balance sheet by community banks, the farm credit system and a few insurance companies. The farm...
INCREASED INTEREST RATES, CONTINUED CHALLENGES AHEAD IN 2022
Between record-high fertilizer costs, increased fuel prices and overall higher inputs, 2021 price trends are expected to continue in 2022. Conterra Ag Capital experts encourage...
5 WAYS TO PLAN AHEAD FOR FARM ECONOMY DOWNTURNS
Anticipate and provide for ag business cycle Agriculture is the only business with more cycles than a motorcycle dealership. Farming is a constant cycle of...
Financing Permanent Crops in the West: 4 Things Lenders Consider
The Western U.S. differs from the rest of the country in many ways. The West, especially California, is one of the most productive places in...
You Never Get a Second Chance to Make a First Impression
You have all heard the expression “You Never Get a Second Change to Make a First Impression.” It has been attributed to Oscar Wilde and...
Interest Rates – When do I Pull the Trigger?
Everyone likes to talk about interest rates, especially when considering borrowing money. If it is for a home mortgage or a refinance of a farming...
What to Expect with the Loan Process During the COVID-19 Pandemic
Most lenders have in place Business Continuity Plans, but COVID-19 has put them to the test, with varying results. With many states enacting stay at...
FINANCING FARMLAND
BUYING FARMLAND? HERE ARE THREE TIPS TO GET IT FINANCED Financial awareness and adaptability are important to ag lenders. In a challenging marketplace like the...