With a background in both farming and agricultural lending, Tharvin Gilbrings a diversity of experience to support California producers and understands the unique challenges they...
A SIMPLE GUIDE TO AG LOAN PREPAYMENT
Understanding prepayment options and terms at the onset of an agricultural loan will allow operations to be prepared for the possibility of loan prepayment. Prepayment...
How Family Living Expenses Effect the Farm Loan Process
Financial metrics are commonly evaluated during the farm loan process. Often times, cash flow and debt to asset is far easier to explain than family...
Interest Rates – When do I Pull the Trigger?
Everyone likes to talk about interest rates, especially when considering borrowing money. If it is for a home mortgage or a refinance of a farming...
TIME TO REFINANCE YOUR AG LOANS?
Consider cash flow needs, long-term financial consistency Challenging economic times often create financial opportunities. The Federal Reserve recently lowered the federal funds rate to near...