Every spring there’s a sea of tractors out planting the fall crop. During this time there is usually one thing on a farmer’s mind: getting...
Farming America Blog
Conversations with your Ag Lender: 3 Key Components of Financial Analysis
Farmers and ranchers across the United States have felt the pressure of declining margins over the past few years. With declining margins, proactive conversations with...
INFORMATION TO SECURE A REAL ESTATE LOAN – Why So Much?
LET’S TAKE THE MYSTERY OUT OF THIS. A frequent question from borrowers, especially first-time borrowers, is why the lender needs so much information? It may...
SGMA through the Lens of an Agricultural Lender
Surface water supplies and weather conditions in California lack predictability. Over time the snowpack in the Sierra Nevada mountain range has shown a boom and...
SUSTAINING THE AG SUPPLY CHAIN THROUGH CRISIS
Farmers, ranchers and agribusinesses rise to the COVID-19 challenge. Farmers and ranchers aren’t immune to the angst surrounding the rapidly evolving COVID-19 pandemic and the...
Protecting your operation in these uncertain times
With COVID-19 causing disruptions throughout the US economy, farmers and ranchers are experiencing a wide range of side effects. While parts of Rural America have...
What to Expect with the Loan Process During the COVID-19 Pandemic
Most lenders have in place Business Continuity Plans, but COVID-19 has put them to the test, with varying results. With many states enacting stay at...
TIME TO REFINANCE YOUR AG LOANS?
Consider cash flow needs, long-term financial consistency Challenging economic times often create financial opportunities. The Federal Reserve recently lowered the federal funds rate to near...
FINANCING NUT CROPS. WHAT IS THE LENDER’S APPROACH?
Nut crops favor very warm climates, and this climate limitation concentrates most of the production to the far western states. There are commonalities among the...
3 THINGS TO THINK ABOUT IN OVERCOMING CURRENT DAIRY INDUSTRY CHALLENGES
Family dairy farmers face an uphill climb but have options to build efficiency Many in the U.S. dairy industry have been through well-documented struggles in...