Everyone likes to talk about interest rates, especially when considering borrowing money. If it is for a home mortgage or a refinance of a farming...
Farming America Blog
Tips to Improving Your Long-Term Financing Position
At some point in your ag business career you are likely to seek long-term financing for your operation. Reasons may vary from purchase money to...
Passing the Torch – Don’t Get Burned
Succession Planning The term Succession Planning is not new to those in the business of agriculture. While an important part of any operation, many farmers...
Is it a Good Idea to Use More Than One Ag Lender?
Ag lending has evolved in how ag credit is delivered and who is delivering that credit. Both agricultural operations and institutions that lend into agriculture...
3 Steps to Rising Above Farm Financial Strain
ALTERNATIVE LENDING FOR THE LONG TERM Three-step process helps ensure long-term financial viability for farms and ranches. Not all alternative ag lenders are created equal....
Planting Season Tips from an Ag Lender
Every spring there’s a sea of tractors out planting the fall crop. During this time there is usually one thing on a farmer’s mind: getting...
Conversations with your Ag Lender: 3 Key Components of Financial Analysis
Farmers and ranchers across the United States have felt the pressure of declining margins over the past few years. With declining margins, proactive conversations with...
INFORMATION TO SECURE A REAL ESTATE LOAN – Why So Much?
LET’S TAKE THE MYSTERY OUT OF THIS. A frequent question from borrowers, especially first-time borrowers, is why the lender needs so much information? It may...
SGMA through the Lens of an Agricultural Lender
Surface water supplies and weather conditions in California lack predictability. Over time the snowpack in the Sierra Nevada mountain range has shown a boom and...
SUSTAINING THE AG SUPPLY CHAIN THROUGH CRISIS
Farmers, ranchers and agribusinesses rise to the COVID-19 challenge. Farmers and ranchers aren’t immune to the angst surrounding the rapidly evolving COVID-19 pandemic and the...