Farm Loans for Florida Agriculture
Are you looking for a farm loan in Florida? Do you have farm real estate? Do you need operating capital? Conterra provides farm real estate backed loans in Florida and throughout the United States. Conterra can provide a variety of loan products including revolving lines of credit (RLOC) in Florida. You can refinance your RLOC into a low long term fixed rate which can help reduce your risk in your Florida farm operation. Conterra also offers crop insurance and operating lines of credit in Florida. For highly qualified borrowers Conterra has a new credit score based approval program called Conterra Ag Premier, where we can provide quick approvals usually within 24-48 hours of submission.
Robby Frantzis is our relationship manager in Florida and he knows the challenges that Florida farmers are facing. He is ready to talk about your farm and or ranch and what Conterra can do to provide financing for your operation. Lets Talk About Your Options.
Florida Ag Production
Florida has a rich history of agriculture dating back to the days of the Spanish explorers. Today, it is one of the leading agricultural states in the country, known for its warm climate, fertile soil, and diverse range of crops. Some of the most iconic and important crops grown in Florida include citrus fruits, such as oranges and grapefruits, vegetables, such as tomatoes and bell peppers, and sugarcane.
Florida’s agriculture industry is not only diverse but also innovative, utilizing advanced technologies and precision farming techniques to maximize crop yields and minimize waste. The state’s farmers and ranchers are also known for their dedication to sustainability, using practices that protect the environment and conserve natural resources.
Despite the many opportunities that Florida’s agriculture industry presents, farmers and ranchers in the state face a unique set of challenges. These include unpredictable weather patterns, pests, and diseases, all of which can damage crops and reduce yields. Additionally, the fluctuation in prices, and the increasing pressure to produce food at a lower cost, can make it difficult for farmers to stay profitable.
Florida’s agriculture industry is vital to the state’s economy, providing jobs and producing high-quality crops for the country and the world. We are proud to support the state’s farmers and ranchers, helping them to overcome the challenges they face and succeed in an ever-changing industry. If you are a farmer or rancher in Florida in need of financial support, please don’t hesitate to contact us. We are here to help you succeed.
Lending in Florida FAQ
Can I get a loan using my land as collateral in Florida?
Yes, Conterra offers ag real estate lending. We have creative financing to maximize your purchasing power through ag real estate collateral.Â
How long are your terms for financing Florida farm land?
Conterra has long term fixed rates out to 30 years, as well as short term financing, bridge loans, and RLOC’s to meet the financing needs of Florida farmers.
What are the steps to expand my farm operation in Florida?
Increasing your working capital helps your chances of successfully growing your agribusiness. You have options available through the value of your real estate to expand your operation and mitigate your financial risk by having more cash for operations. Your first step is to talk to one of our ag lending experts to learn more about leveraging the equity and value of your land to help expand your operation.
Can I increase my working capital to finance farm upgrades with revolving line of credit or cash-out operational loan.
Yes, Conterra has many financing options available to help finance your farm’s needs including revolving lines of credit (RLOC) which can later be refinanced into long term loans.
If I get approved for a land loan, does an appraisal need to be ordered on the property?
Yes, Conterra will order an appraisal on your land in Florida through our network of certified appraisers. With our Conterra Ag Premier application we utilize an internal evaluation on the property.
Does Conterra offer Crop Insurance in Florida?
Yes, Conterra offers crop insurance in Florida. This includes Margin Protection, Yield Protection, Whole Farm Revenue Protection and other farm insurance products. Please visit our Crop Insurance Page to learn more or contact your regional relationship manager to learn more.
Do you offer Farm Operating Loans or Operating Lines of Credit in Florida?
Yes, Conterra has (OLOC) operating lines of credit programs for farmers and ranchers in Florida. You can learn more on our Operating Loans page or contact your regional relationship manager to learn more.Â
We have a many loan products including our Rapid Application which is a credit scorecard based model designed to deliver quick underwriting decisions with a simplified application process.