Consider cash flow needs, long-term financial consistency Challenging economic times often create financial opportunities. The Federal Reserve recently lowered the federal funds rate to near...
FINANCING NUT CROPS. WHAT IS THE LENDER’S APPROACH?
Nut crops favor very warm climates, and this climate limitation concentrates most of the production to the far western states. There are commonalities among the...
3 THINGS TO THINK ABOUT IN OVERCOMING CURRENT DAIRY INDUSTRY CHALLENGES
Family dairy farmers face an uphill climb but have options to build efficiency Many in the U.S. dairy industry have been through well-documented struggles in...
Women in Agriculture – Navigating Leadership
The landscape of the modern woman in agriculture has made quite a transformation. Women are taking their seat at the table as decision makers, CEOs,...
PERMANENT CROPS AS REAL ESTATE COLLATERAL – 4 TIPS TO CONSIDER
In the more temperate climates of the West, there are millions of acres of permanent crops. Nut crops, vineyards and tree fruit dot the landscape...
3 Looming Factors for Farm Financial Health as 2019 Winds Down
With last week's release of the latest Beige Book, the summary of commentary on current economic conditions in each of the nation's 12 Federal Reserve...
CREATING A LONG-TERM BUSINESS PLAN
THREE STEPS TO A SOLID LONG-TERM PLAN FOR YOUR OPERATION Ask the right questions and think like a lender when assessing your business’s viability. Planning...
DON’T LET OPTIMISM GET IN THE WAY OF GOOD FINANCIAL DECISIONS
Farmers are eternal optimists, and rightfully so. Raising a crop takes a lot of hope. Planting a seed in the ground, tending it for months...
KNOW YOU CREDIT SCORE
Preferential financing options grow with stronger credit scores. It’s a simple three-digit number that can make a difference worth thousands of dollars in how you...
THE BENEFITS OF PLANNING AHEAD
5 tips to start your estate planning It’s a common refrain among too many farmers and ranchers today: “We know we need an estate plan,...