Most lenders have in place Business Continuity Plans, but COVID-19 has put them to the test, with varying results. With many states enacting stay at...
Farming America Blog
TIME TO REFINANCE YOUR AG LOANS?
Consider cash flow needs, long-term financial consistency Challenging economic times often create financial opportunities. The Federal Reserve recently lowered the federal funds rate to near...
FINANCING NUT CROPS. WHAT IS THE LENDER’S APPROACH?
Nut crops favor very warm climates, and this climate limitation concentrates most of the production to the far western states. There are commonalities among the...
3 THINGS TO THINK ABOUT IN OVERCOMING CURRENT DAIRY INDUSTRY CHALLENGES
Family dairy farmers face an uphill climb but have options to build efficiency Many in the U.S. dairy industry have been through well-documented struggles in...
Women in Agriculture – Navigating Leadership
The landscape of the modern woman in agriculture has made quite a transformation. Women are taking their seat at the table as decision makers, CEOs,...
PERMANENT CROPS AS REAL ESTATE COLLATERAL – 4 TIPS TO CONSIDER
In the more temperate climates of the West, there are millions of acres of permanent crops. Nut crops, vineyards and tree fruit dot the landscape...
3 Looming Factors for Farm Financial Health as 2019 Winds Down
With last week's release of the latest Beige Book, the summary of commentary on current economic conditions in each of the nation's 12 Federal Reserve...
CREATING A LONG-TERM BUSINESS PLAN
THREE STEPS TO A SOLID LONG-TERM PLAN FOR YOUR OPERATION Ask the right questions and think like a lender when assessing your business’s viability. Planning...
DON’T LET OPTIMISM GET IN THE WAY OF GOOD FINANCIAL DECISIONS
Farmers are eternal optimists, and rightfully so. Raising a crop takes a lot of hope. Planting a seed in the ground, tending it for months...
FINANCING FARMLAND
BUYING FARMLAND? HERE ARE THREE TIPS TO GET IT FINANCED Financial awareness and adaptability are important to ag lenders. In a challenging marketplace like the...