Ag Lending western Region

Meet Conterra’s Ag Lending Experts in the Western Region

Conterra has highly experienced lending experts in the western region.  They can meet with you to discuss your operation and find a lending products to fit your specific needs.

Tharvin Gill
VP Relationship Manager
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Tharvin Gill

VP Relationship Manager
Western Region

Tharvin was born and raised in a small farm town North of Sacramento; Yuba City, CA. Tharvin grew up farming alongside his grandfather. He has always helped on the peach farm on and off season, whether it be checking microjets or being in the thick of it in the middle of season helping manage, which has now downsized and been replaced with Almonds. Tharvin has always had a passion for agriculture, both grandfathers migrated from India in the 1960’s and became farmers in Northern California and in central California. Both parents grew up Farming.

Tharvin brings a strong understanding of farming in California and the understanding of different commodities that the Western Region has to offer. He brings a wealth of experience and knowledge in Lending, banking, and agriculture practices to Conterra.

Tharvin decided to make the move to Conterra after really seeing what they stood for, which is helping farmers out. He understands agriculture from a farmer’s perspective. Conterra knows and understands the struggles of fluctuating commodity prices. Conterra cherishes relationships and their clients are not just a number.

“I chose Conterra because of the drive and success that they have for helping farmers out. They want to be part of the farmers’ succession plan, they want to see farmers thrive and will be there to help them in a time of need. They have many different solutions to tailor to farmers instead of basic traditional lending. They look for ways to make deals work. They genuinely care about American agriculture.”

“My skills and experience will contribute to the development of American Agriculture in the Western Region because of my background of farming and my lending/banking background. Not only do I understand the financial side of their operations, I also understand the farming operational side as well. I know the operating cycles and seasons for different commodities. I understand the financial pickles farmers get into.

“I hope to be able to help those in need. I hope to grow and maintain lasting relationships with farmers. I hope to be a resource to fellow farmers here in the Western Region. I hope to accomplish branding Conterra’s name here on the West Coast and marketing the different products that we have to offer.”

Contact Tharvin to learn more about our tailored product offerings.

Jim Davis
VP Relationship Manager
Jim Davis
Jim davis

VP Relationship Manager
Western Region

Jim Davis is the Conterra Relationship Manager and Ag Lending expert in California and the Pacific Northwest.

Jim has deep roots in ag lending, as eastern-Idaho native he has accumulated nearly 30 years of experience. Jim has been focused on assisting farmers and ranchers with financing needs.

Davis brings a litany of previously established relationships in California and the Pacific Northwest region. Currently residing in Meridian, Idaho, Jim knows first-hand the impact agriculture has on the state’s economy.

Jim has a passion for agriculture and supporting those who produce the country’s feed, fuel and fiber motivates him to assist the industry with financing services.

“American agriculture is one of the most important economic sectors in the country,” Davis said. “Without food, nothing else matters. I’m excited to be back working directly with the farmers, ranchers and dairymen who keep the impressive American ag machine moving foward.”

Contact Jim to learn more about how Conterra can improve your operation through its vast knowledge and lending products.

Trisha Lillie
VP Relationship Manager
Trisha Lillie Relationship Manager
Trisha Lillie

VP Relationship Manager
Southwest Region

Trisha Lillie is a Relationship Manager with over 16 years’ experience lending in the southwest and a history of building long-term relationships and providing solutions for financing needs throughout the food supply chain. She has managed diverse portfolios ranging from dairy, row crops, permanent plantings, to produce and nurseries. Trisha has spent her entire career dedicated to supporting farmers & ranchers in the agriculture industry.  In 2016, Trisha graduated from the Pacific Coast Banking School.  Trisha is an Arizona native, with a degree in Agricultural economics from the University of Arizona.  In her free time, she enjoys cheering on the Wildcats and hiking the beautiful mountains around Arizona.  She has even checked off a bucket list adventure of hiking Kilimanjaro, ask her about it sometime!

Contact Trisha to learn more about how Conterra help your farm or ranch operation.

 

Jim Davis
VP Relationship Manager
Jim Davis
Jim Davis

VP Relationship Manager
Western Region

Jim Davis is the Conterra Relationship Manager and Ag Lending expert in California and the Pacific Northwest.

Jim has deep roots in ag lending, as eastern-Idaho native he has accumulated nearly 30 years of experience. Jim has been focused on assisting farmers and ranchers with financing needs.

Davis brings a litany of previously established relationships in California and the Pacific Northwest region. Currently residing in Meridian, Idaho, Jim knows first-hand the impact agriculture has on the state’s economy.

Jim has a passion for agriculture and supporting those who produce the country’s feed, fuel and fiber motivates him to assist the industry with financing services.

“American agriculture is one of the most important economic sectors in the country,” Davis said. “Without food, nothing else matters. I’m excited to be back working directly with the farmers, ranchers and dairymen who keep the impressive American ag machine moving foward.”

Contact Jim to learn more about how Conterra can improve your operation through its vast knowledge and lending products.

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California is the world’s fifth largest supplier of food, cotton fiber and other agricultural commodities. California produces more than 400 different crops—everything from world- renowned wines to specialty items such as almonds and raisins. The Golden State is the nation’s sole producer (99 percent or more) of many specialty crops, such as: almonds, artichokes, peaches, prunes, garlic, olives, pistachios, pomegranates, tomatoes, raisins, and walnuts. California also produces half of the U.S. – grown fruits and vegetables The Central Valley of California is one of the world's most productive agricultural regions. More than 230 crops are grown here. Its agricultural productivity relies on irrigation both from surface water diversions and from groundwater pumping (wells). About one-sixth of the irrigated land in the U.S. is in the Central Valley.

Conterra Understands the Challenges Facing California Farmers

Weather is always a challenge in the west. Farmers are consistently dealing with a drought and or wildfires. Water availability has become one of the biggest issues for producers in the California area with SGMA law restricting well water pumping. Environmental regulations like groundwater pollution, air pollution are additional burdens on the farming community. The cost of production, labor and availability of products (parts, equipment, inputs). The efficiency problems continue to be a challenge as labor shortages are effecting the ag industry all over the country.

Contact Your Western Region Experts

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