Farm Loans for California Agriculture

Are you looking for a farm loan in California? Do you have farm real estate? Do you need operating capital? Conterra provides farm real estate backed loans in California and throughout the United States. Conterra can provide a variety of loan products including revolving lines of credit (RLOC) in California. You can refinance your RLOC into a low long term fixed rate which can help reduce your risk in your California farm operation. Conterra also offers crop insurance and operating lines of credit in Claifornia. For highly qualified borrowers Conterra has a new credit score based approval program called Conterra Ag Premier, where we can provide quick approvals usually within 24-48 hours of submission.

Jerred Davis is our relationship manager in California and he knows the challenges that California farmers are facing. He is ready to talk about your farm and what Conterra can do to provide financing for your operation. Lets Talk About Your Options.

California Ag Production

California is the world’s fifth largest supplier of food, cotton fiber and other agricultural commodities. California produces more than 400 different crops—everything from world- renowned wines to specialty items such as almonds and raisins. The Golden State is the nation’s sole producer (99 percent or more) of many specialty crops, such as: almonds, artichokes, peaches, prunes, garlic, olives, pistachios, pomegranates, tomatoes, raisins, and walnuts. California also produces half of the U.S. – grown fruits and vegetables. The Central Valley of California is one of the world’s most productive agricultural regions.

California land sunset

Lending in California FAQ's

Yes, Conterra offers ag real estate lending. We have creative financing to maximize your purchasing power through ag real estate collateral. 

Conterra has long term fixed rates out to 30 years, as well as short term financing, bridge loans, and RLOC’s to meet the financing needs of California farmers.

Increasing your working capital helps your chances of successfully growing your agribusiness. You have options available through the value of your real estate to expand your operation and mitigate your financial risk by having more cash for operations. Your first step is to talk to one of our ag lending experts to learn more about leveraging the equity and value of your land to help expand your operation.

Yes, Conterra has many financing options available to help finance your farm’s needs including revolving lines of credit (RLOC) which can later be refinanced into long term loans.

Yes, Conterra will order an appraisal on your land in California through our network of certified appraisers. With our Conterra Ag Premier application we utilize an internal evaluation on the property.

Yes, Conterra offers crop insurance in California. This includes Margin Protection, Yield Protection, Whole Farm Revenue Protection and other farm insurance products. Please visit our Crop Insurance Page to learn more or contact your regional relationship manager to learn more.

Yes, Conterra has (OLOC) operating lines of credit programs for farmers and ranchers in California. You can learn more on our Operating Loans page or contact your regional relationship manager to learn more. 

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We have a many loan products including our Rapid Application which is a credit scorecard based model designed to deliver quick underwriting decisions with a simplified application process.