Conterra Ag Capital is dedicated to financing American agriculture.

About Us

Conterra is headquartered in West Des Moines, Iowa and is dedicated to financing American agriculture. We bring our nationwide experience to local lenders as they deliver financing to farmers and ranchers. Our diverse funding allows us to offer real estate financing that meets the needs of a wide range of borrowers. Whether it is long-term fixed rates, transitional financing or bridge financing through Conterra's managed funds, we can work with farmers and ranchers through the toughest agriculture cycles.

“Agriculture is our wisest pursuit, because it will in the end contribute most to real wealth, good morals and happiness” – Thomas Jefferson


Some common questions we can answer

  • How does Conterra work with banks and other

    ag lenders?

    Conterra offers referral and correspondent partnerships with banks and ag lenders across America. Depending on the partnership, our programs allow the lender to share in revenue at origination or over the life of the loan.

  • How can Conterra help Ag borrowers?

    • Conterra offers traditional real estate loans through Farmer Mac. With short-term or long-term fixed rates out to 30 years, we have a competitive product for you.
    • In addition, Conterra offers Alternative loan products for borrowers who don’t meet traditional lending standards.
    •  Transitional financing is available for borrowers who need to improve their liquidity through restructure or interest only options.
    • Bridge lending option are available for borrowers who need short-term money to bridge a gap for 1 or 2 years.
  • What services does Conterra provide investors?

    Conterra’s menu approach to loan servicing provides investors the opportunity to customize a solution that best fits their needs. Loan closing, billing and collection of payments as well as delinquency, default servicing and REO management services are core to our business.

  • What are your rates?

    As with all lenders, rates ebb and flow with the market. Rates are based on the individual applicants financial strength. Please contact us to get our latest rates.

  • What is Alternative lending?

    Alternative lending describes a wide range of loan options available to borrowers outside of a traditional loan. These options are typically presented when a borrower is unable to obtain traditional financing. Generally decreased profitability or losses drive the need to restructure debt and improve working capital. This is typically accomplished by moving debt onto owned real estate with longer amortizations or interest only payments.

  • How do I qualify?

    Alternative loan solutions are customized to address specific circumstances. Qualification is by consultation and a preliminary underwrite of the credit request. Please contact us to discuss your needs.

Ready to start a conversation with Conterra? Contact us today!

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At Conterra Ag, nothing is more important than ensuring the health and wellness of our employees, partners, and clients. We appreciate you putting your trust in us for your agricultural financing needs.


In the current environment, it’s important for everyone to be more conscious of and to help prevent the spread of COVID-19 and other communicable viruses.  For this reason, Conterra Ag is temporarily suspending employee air travel and attendance at all conferences and trade shows.  We have made this decision as a dedication to the health and safety of our employees and to proactively protect the seamless servicing of our partners and clients.


We are continuing to follow guidelines and recommendations set in place by the World Health Organization (WHO) and Centers for Disease Control (CDC) at the Conterra home office in West Des Moines as well as our satellite locations across the country.  We will continue to update our proactive response plan accordingly.


Thank you,

Paul Erickson

Conterra Ag, President and CEO



Copyright Conterra Holdings LLC. All Rights Reserved.

Conterra Ag Capital

5465 Mills Civic Parkway, STE  201

West Des Moines, IA 50266

5465 Mills Civic Parkway, Suite 201


West Des Moines, IA 50266

7755 Office Plaza Dr. North Ste 195

West Des Moines, IA 50266